ruben ramirez, nbr, new york. >> susie: how much do you expect to spend in retirement? for tips on calculating how to set aside and what to do with your money if you're already retired, visit us at nbr.com. just look for the "nbr-u" tab. >> tom: swiss bank u.b.s. could be the next bank to pay a fine over allegations of rigging the libor rate. that's the interest rate used to set borrowing costs for everything from mortgages to credit cards. u.b.s. faces a $1 billion penalty for its role in the manipulation scandal. in june, u.k. regulators slapped britain's barclays bank with a $450 million fine for similar charges. >> susie: u.s. regulators may be near an end to an anti-trust investigation of google's internet search results. at issue is whether google manipulates results of its internet search engine to hurt competitors. it was accused of unfairly promoting its shopping and travel services over those of others. google denies it used its dominance in the search business to hurt rivals. the federal trade commission is expected to wrap up the probe by the end of the year